Licensed Direct Lender
NetPay Advance is a licensed and regulated direct lender, not a broker or lead generator. We hold active licenses in all six states where we operate and comply with all applicable state and federal lending regulations. Our licenses are regularly renewed and subject to oversight by state regulatory agencies.
Our State Licenses
License Type
California Deferred Deposit Transaction Law License
License Number
License #: [CA-XXXXX]
Regulatory Agency
California Department of Financial Protection and Innovation (DFPI)
Maximum Loan Amount
$255 (per California law)
Verify License →
License Type
Kansas Supervised Lender License
License Number
License #: [KS-XXXXX]
Regulatory Agency
Kansas Office of the State Bank Commissioner (OSBC)
Services Offered
Cash loans, Installment Loans, Lines of Credit
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License Type
Missouri Small Loan License
License Number
License #: [MO-XXXXX]
Regulatory Agency
Missouri Division of Finance
Services Offered
Cash loans, Installment Loans, Lines of Credit
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License Type
Texas Credit Access Business (CAB) License
License Number
License #: [TX-XXXXX]
Regulatory Agency
Texas Office of Consumer Credit Commissioner (OCCC)
Services Offered
Credit Access Business Services
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License Type
Tennessee Deferred Presentment Services License
License Number
License #: [TN-XXXXX]
Regulatory Agency
Tennessee Department of Financial Institutions
Services Offered
Cash loans, Installment Loans
Verify License →
License Type
Utah Deferred Deposit Lender License
License Number
License #: [UT-XXXXX]
Regulatory Agency
Utah Department of Financial Institutions
Services Offered
Cash loans, Installment Loans, Lines of Credit
Verify License →
⚠️ Important Licensing Information
The license numbers shown above are examples. To verify our current license numbers, please visit the respective state regulatory agency website or contact us directly. All licenses are kept current and in good standing. We are subject to regular examinations and audits by state regulators to ensure compliance with all applicable laws and regulations.
How to Verify Our Licenses
You can verify our state licenses through the following methods:
1
Visit State Website
Click the "Verify License" button on each state card to visit the official regulatory agency website
2
Search License Database
Use the state's license search tool to look up "NetPay Advance" or "Net Pay Advance, Inc."
3
Contact Us
Call our customer service at (888) 942-3320 for current license numbers and verification assistance
Our Regulatory Commitments
As a licensed lender, we are committed to maintaining the highest standards of compliance and consumer protection. Our regulatory obligations include:
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Regular Audits: We undergo regular examinations by state regulatory agencies to ensure compliance with all lending laws
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Transparent Disclosures: We provide clear, accurate disclosures of all loan terms, fees, and rates as required by law
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Fair Lending Practices: We comply with federal and state fair lending laws, including the Equal Credit Opportunity Act
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Consumer Privacy: We protect customer information in accordance with privacy laws and regulations
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State Rate Caps: We adhere to all state-mandated interest rate caps and fee limitations
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License Renewals: We maintain current licenses through timely renewals and fee payments
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Record Keeping: We maintain accurate records as required by state and federal regulations
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Consumer Complaints: We respond promptly to consumer complaints and work with regulators to resolve issues
Disclaimer: The information on this page is provided for general informational purposes. License numbers and regulatory information are subject to change. For the most current information, please contact us directly or visit the respective state regulatory agency website.